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Members of The US Military
Let your BAH buy your new home in Hawaii with no money down!

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Are you ready to use your Basic Allowance for Housing (BAH) to purchase your Oahu home for ZERO DOWN PAYMENT through the VA Loan Program. The VA Loan Cap in Hawaii is $741,000
Advantages to VA Loans
  • No down payment on sale prices up to $625,500
  • Entire down payment and closing costs, etc. may be gifted or paid by the seller.
  • The current VA maximum loan limit is $1,000,000.
  • No mortgage insurance
  • No pre-payment penalty.
  • Loans are assumable
  • Financial counseling provided by VA.
Who Is Eligible For A VA Loan?
Includes veterans who served in the military for a minimum of 90 days during wartime or 181 days of continuous active duty during peacetime periods before 9/7/80; or 2 years between 9/8/80 and the present and received an honorable discharge. Reservists who have completed 6 years of duty may be eligible (temporary until 10/28/99). Note: certain service, discharge, and/or survivor benefits may affect eligibility.
Active Duty Service Members Will Need
Active duty personnel should obtain “Statement of Active Military Duty” (SAMD) from their Company Officer, reflecting current rank and length of service, as soon as possible. A sample form may be obtained from your mortgage professional.
For active duty personnel currently living on base who will use their Basic Allowance for Housing (BAH) as qualifying income, a completed DD-1747 must be obtained from the Base Housing Office. Officers are exempt.
How Much of a Home Can You Afford?
Plug your BAH into the calculator below (tab #2) to determine The Maximum Priced Home You Can Afford To Purchase with ZERO DOWN PAYMENT using your BAH as your monthly payment through the VA Loan Program.
FYI: Honolulu Residential Property Tax Rate is 0.39% & Residential Insurance Rates Are Approximately 0.2%
2014 Oahu / Honolulu BAH Rates
Rank
With Dependents
No Dependents
E-1
$2607
$1956
E-2
$2607
$1956
E-3
$2607
$1956
E-4
$2607
$1956
E-5
$2709
$2316
E-6
$2952
$2520
E-7
$3189
$2613
E-8
$3447
$2757
E-9
$3696
$2832
W-1
$2958
$2568
W-2
$3294
$2754
W-3
$3612
$2838
W-4
$3729
$3012
W-5
$3864
$3249
01E
$3243
$2709
02E
$3567
$2814
03E
$3750
$2952
0-1
$2736
$2508
0-2
$2946
$2673
0-3
$3600
$2865
0-4
$3915
$3216
0-5
$4137
$3369
0-6
$4176
$3612
0-7
$4218
$3684
Where To Buy?
The Military Bases & Reservations on the Island of Oahu are located in various parts of the island. Below you will find a chart that includes the different Bases & Reservations and IDX powered links to homes and Condo listings in each nearby neighborhood.
Wheeler & Scolfield Barracks
Wahiawa
Whitmore Vlg
Mililani
Haliewa
Waialua
Waipio
Camp Smith
Aiea
Waimalu
Waipahu
Pearl City
Mililani
Waikiki
Hickam Airforce Base
Pearl City
Halawa
Aiea
Waipahu
Waipio
Ewa Beach
Honolulu
Waikiki
Salt Lake
Pearl Harbor
Pearl City
Halawa
Aiea
Waipahu
Waipio
Ewa Beach
Honolulu
Waikiki
Salt Lake
Kaneohe Marine Corp Base
Kaneohe
Kailua
Honolulu
Salt Lake
Fort Shafter
Kalihi
Salt Lake
Lualulai Naval Reservation
Maili
Nanakuli
Makaha
Ko'olina
Salt Lake
Tripler
Halawa
Aiea
Salt Lake
 
all data contained in this website comes from public sources and has not been verified by HalbergCS
this website is the sole property of HalbergCS & Marty Sanders © 2011 & 2012